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Your Local Real Estate Updates

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Debbie Giordano, Your Trusted Real Estate Expert

Top Producer

Over 40 Years Experience

Citizen of the Year

Most Homes Sold

Local Resident

Community Service

After 48 years in real estate, I’ve had the privilege of helping generations of buyers and sellers throughout Milpitas and Silicon Valley. This month brought an especially meaningful milestone: Milpitas Post readers selected me as the Best Realtor in Milpitas.

I’m incredibly grateful to everyone who voted and has supported me throughout my career.

Awards are meaningful, but what matters most to me is continuing to provide homeowners with useful, local information. So let’s look at what I’m seeing right now in the Milpitas real estate market.

📊Market Highlight

  • Mortgage rates quoted in this week’s update have ticked down slightly, offering buyers a little more breathing room as they evaluate their options.

  • Buyer activity remains healthy in Milpitas, with approximately 60 visitors attending the three-day open house at 1722 Pebble Beach Court.

  • Well-marketed Milpitas homes continue to attract serious buyers, with Pebble Beach Court going into contract above its $2,798,888 asking price.

  • New inventory is coming to Milpitas, including homes on Clear Lake Avenue, Lacey Drive and Big Bend Drive.

  • Homeowners considering selling in 2027 can start planning now, giving themselves time to prepare the property and develop a thoughtful marketing strategy.

After 48 years in real estate, I’ve had the privilege of helping generations of buyers and sellers throughout Milpitas and Silicon Valley. This month brought an especially meaningful milestone: Milpitas Post readers selected me as the Best Realtor in Milpitas.

I’m incredibly grateful to everyone who voted and has supported me throughout my career.

Awards are meaningful, but what matters most to me is continuing to provide homeowners with useful, local information. So let’s look at what I’m seeing right now in the Milpitas real estate market.

Mortgage Rates Have Ticked Down

There has been a little encouraging movement in mortgage rates.

The rates quoted in my video update were:

  • 7.325% for a 30-year fixed conforming loan

  • 6.875% for a 15-year fixed conforming loan

  • 7.25% for a 30-year fixed jumbo loan

  • 6.5% for a 15-year fixed jumbo loan

Of course, mortgage rates change, and the rate available to an individual buyer depends on several factors.

What I find more useful as a local real estate professional is watching what buyers actually do.

Despite higher borrowing costs, buyers are still coming through Milpitas open houses and taking serious looks at properties.

Strong Buyer Response at 1722 Pebble Beach Court

A good example is 1722 Pebble Beach Court in Milpitas.

We listed the property at $2,798,888 and had approximately 60 visitors during a three-day open house period.

One part of our marketing strategy was a nighttime open house. That turned out to be particularly valuable because the eventual winning buyer attended that evening event.

The property went into contract at $2,855,000, above the asking price and after multiple offers.

The transaction was structured with a 14-day, fully non-contingent escrow.

For sellers, this is a reminder that successful real estate marketing isn’t simply about putting a home in the MLS. Presentation, photography, video, drone footage, open-house strategy, pricing and exposure can all contribute to the result.

Another Milpitas Sale in Parktown

1750 Tahoe Drive is another example of current activity.

This four-bedroom, two-bath home offers approximately 1,504 square feet and is located in Parktown in the Sinnott Elementary School area.

The home is closing at $1,690,000, which is also the appraised value.

That represents well over $1,000 per square foot.

Individual homes and neighborhoods can perform differently, which is why I always encourage homeowners to look beyond broad market averages when trying to understand the value of their property.

More Milpitas Homes Are Coming to Market

Buyers will also have some new opportunities.

A completely remodeled three-bedroom, two-bath townhome on Clear Lake Avenue is coming to market at $775,000. The property has been extensively remodeled and is also in the Sinnott Elementary School area.

Coming around mid-December is 2393 Lacey Drive, anticipated at $1,799,000. This five-bedroom, two-and-a-half-bath home has approximately 1,980 square feet and is located on a quiet Milpitas street.

Also coming soon is 1828 Big Bend Drive in Parktown, with four bedrooms, two bathrooms and approximately 1,737 square feet. The anticipated price is $1,799,888.

For buyers who have been waiting for additional inventory, these new listings are worth watching.

Milpitas Flood Zones and Flood Insurance

Another important issue discussed in this week’s video is flood insurance.

Many properties on the west side of Interstate 680 in Milpitas are located within designated flood zones. Significant flood-control improvements have been made over the years, but buyers should still understand a property’s flood-zone designation and potential insurance requirements.

The Milpitas Post article discussed in the video noted that flood insurance may cover losses caused by events such as heavy rainfall, storm surges, levee or dam failures and blocked drainage.

The National Flood Insurance Program provides coverage limits of up to $250,000 for residential building repairs and $100,000 for contents, as discussed in the article.

For anyone purchasing a Milpitas home, flood-zone status and insurance costs are items worth investigating during the buying process. Requirements and costs can vary by property, lender and individual circumstances, so buyers should consult the appropriate insurance and real estate professionals.

Thinking About Selling a Milpitas Home in 2027?

I’m already meeting with homeowners who are thinking about selling in 2027.

For longtime Milpitas homeowners—especially those who have been in their homes for many years—starting early can make the process considerably more manageable.

There is no need to make every decision at once.

Instead, you can begin with a conversation and create a checklist. Determine what should be repaired or updated, what may not be worth changing, and how much time you want to give yourself before putting the home on the market.

That preparation can be particularly valuable for homeowners who are downsizing, retiring, relocating or simply deciding what comes next.

The Milpitas market has remained stable, although it has certainly had its challenges. Overall, we continue to see opportunities for sellers, particularly when homes are prepared, priced and marketed thoughtfully.

Staying Informed About Milpitas Real Estate

Real estate is local. Interest rates matter, but so do inventory, neighborhood demand, property condition, school areas, pricing and the way an individual home is presented to buyers.

If you’re thinking about making a move, even if that move is several months away, I’m always happy to help you understand your options and develop a comfortable timeline.

Thank you again to the Milpitas community for recognizing me as the Best Realtor in Milpitas. After 48 years in real estate, I’m very grateful for your continued trust.

Debbie Indihar Giordano
Master Brokers
Milpitas, CA
408-945-8988
giordanodj@aol.com

#BestRealEstateAgentinMilpitas

 

Market statistics and property information above reflect the information discussed in Debbie’s weekly video and may change. Tax information is general and educational and should not be considered tax or legal advice.

Give me a call, 408-945-8988, or send me an email, Giordanodj@aol.com. And of course you can always visit my website, www.DebbieGiordano.com. There’s a connect, tab me and it’ll just zoom right into me and we’ll be able to get together. I’m ready to go to work for you.

 

 

🚨Should we wait to sell our home?

You might be surprised to learn this….

Fewer homes sell toward the end of the year. That’s true.

But fewer doesn’t mean few.

Nearly 1 million existing homes sold between October and December last year.

That’s almost 1 in 4 of the year’s sales, according to NAR.

Whether you should sell comes down to something more personal:

Is there a price you’d consider selling at if the timing worked?

🙂

Take a look at my listings to see our track record: https://debbiegiordano.com/FeaturedListings

Please leave some kind words by clicking HERE

Thank you

Interest Rates – Up to the minute information on the Milpitas real estate market.

There has been a little encouraging movement in mortgage rates.

The rates quoted in my video update were:

  • 7.325% for a 30-year fixed conforming loan

  • 6.875% for a 15-year fixed conforming loan

  • 7.25% for a 30-year fixed jumbo loan

  • 6.5% for a 15-year fixed jumbo loan

Of course, mortgage rates change, and the rate available to an individual buyer depends on several factors.

What I find more useful as a local real estate professional is watching what buyers actually do.

Despite higher borrowing costs, buyers are still coming through Milpitas open houses and taking serious looks at properties.

Rates can change, of course, so buyers should always discuss current pricing, qualifications, and loan options directly with a qualified mortgage professional.

Mortgage rates are national averages and can change daily. Actual rates vary based on loan type, credit, down payment, points and other borrower-specific factors.

In this Video, I’ll talk about some listings, exciting new inventory I have coming up.

     

    We’re ready to get your property ready. Give me a call 408-945-8988 or giordanodj@aol.com. Let’s talk, let’s get together and let’s see what we can do about this 2026 upcoming market. Thank you for watching.

    Coming Soon! and OPEN in Milpitas & San Jose by Debbie Giordano Realtor Milpitas, CA

    New Listing Spotlight

    Country Club Area of Milpitas

    1722 Pebble Beach Court in Summitpointe

    $2,798,888

    Panoramic view – See the video here: https://f8.f8re.com/videos/01a1441d-8654-724e-b603-ef802d8411c9

    3 or 4 bedroom, 4 full baths, 2,800 square feet.

    Gated Community near Bayview Golf Course

    Easily maintained yards

    Three fireplaces, a nice master retreat!

    Open House: Friday October 16th 6-8 PM and October 17th & 18th 2-4 PM had around 60 attendees.

    In Escrow $2,855,000

    In Contract 

    3371 Hostetter Road, San Jose 95132

    Scheduled to close at $1,660,000

    That property required a different strategy. After considering the market, economic factors and the alternative of renting the home, the seller ultimately decided to move forward with a sale.

    • Four bedrooms plus a den (potential fifth bedroom)
    • Two bathrooms
    • Primary suite downstairs
    • Beautifully upgraded kitchen
    • Amazing backyard with pergolas, patios and a fire pit
    • 1,778 square feet
    • Offered at $1,790,000

    1081 North Abbott Ave. Milpitas

    I’m also excited about a new three-bedroom, two-bath condominium at 1081 North Abbott Avenue in the Dixon Landing area of Milpitas.

    It offers approximately 1,143 square feet and is a downstairs corner unit with views of open space and a wraparound patio.

    The sellers are moving out of state, so once they move, we’ll complete a quick refresh with painting, cleaning, and staging.

    I expect to have it ready for the market shortly afterward.

    Offered at: $745,000

    1750 Tahoe Drive, Milpitas

    In Contract before the Open House – Preemptive offer above listing price. Closing at $1,690,000

    Located in Parktown, this beautifully maintained home offers:

    • Four bedrooms
    • Two bathrooms
    • Separate family room
    • 1,504 square feet
    • Fresh exterior paint
    • Updated interior

    Best of all, it’s only a block from Sinnott Elementary School and Rancho Middle School—one of Milpitas’ most desirable neighborhoods.

    Offered at: $1,698,888

    1662 Everglades Drive, Milpitas – SOLD

    In Contract appx $1.35 million

    Also located in Parktown:

    • Three bedrooms
    • Two bathrooms
    • 1,249 square feet

    We initially considered selling it as-is at $1,398,888. However, after receiving a contractor’s proposal, we’re considering completing a strategic refresh.

    More Listings

     

    • 1464 Edsel Drive — $1.5 million
    • 391 Monmouth Drive — $1.7 million
    • 1828 Big Bend Drive 4 bedroom 2 bathrooms ~1,737 square feet anticipated at $1,799,888
    • 2345 Lacey Drive
    • 2393 Lacey Drive, also in Milpitas. It’s in the Foothill Estates. $1,799,000 – COMING SOON – CALL FOR MEMBERS ONLY SHOWING
    • 3 bed 2 bath townhome Clear Lake Avenue Coming Soon $775,000 Sinnott Elementary

    I’m currently working with several additional sellers, so stay tuned for more coming-soon opportunities before they hit the MLS.

    Coming Soon

    🔜 390 Monmouth Dr. Milpitas 5 bedroom 3 bath 1775 sq. feet $1,700,000  

    🔜 Coming soon 479 Heath Dr. Milpitas 4 bedroom 2 bath Manor area! 1,328 sq. ft. They’re looking to locate out of Milpitas and that’s a four bedroom. We don’t have a price point on that one.

    🔜 Coming soon 385 Monmouth Drive coming up. 4-bedroom, 2 bath, about 1,436-sq. ft., 6,000-sq. ft. lot in a nice established neighborhood. We don’t have a price on that one yet.

    🔜 Coming soon Scott Creek Highlands area 2350 sq. ft. one story, 3-car garage. Setting a price soon.

     

    ✔️ Schedule an appointment to discuss getting your home ready for the market. 1-408-858-5771

    I’m anxious to work for you. Call me and we’ll get an individual appointment and I’ll come see your property and do the assessment and let you know what I think we need to do to get it ready.

    Call me at 408-945-8988 or visit my website, DebbieGiordano.com. There’s a Connect Me tab and you can get me directly there. So thank you for watching. 

     

    When is the Right Time to Sell?

    I don’t think you can time the season per se. Whatever looks good for your family and your family’s timing. It’s really predicated on the general economy, and we’ve had a great stock market ride in the last three months. It’s gone back up, and I know that that’s really helped bring more buyers to the table. So please don’t be shy. If you’re ready to go, you’re thinking about moving, call me, get me in to see the property. We’ll talk about what you need to do to get it prepped and get it ready to go and be ready for this great, amazing market.

     

     

    💲Condominium Buy Before Sell Program

    Ask about the buy-before-sell program for condos.

    I’d invite you also, as we close, to go to my website. https://Debbiegiordano.com, there’s a tab that says team video. If you want to see how I work, I’ve got my team on there, my transaction coordinator, inspectors, sign people, my stagers on there, and you can see what my team encompasses and what we do to put together a package to productively list your home and get top market value for your properties, I’m ready to serve you.

    If you want to get your home ready, let me know. Call for #BestRealtorinMilpitas 1-408-945-8988.

    And I do look forward to speaking with you next week again.

    Please leave some Kind Words | Most important are your results and sharing how you love working with me. I would love you to share your testimonial with me! https://rvu.today/debbiegiordano

    Please subscribe to my YouTube Channel like, comment, share Facebook, and Instagram channels. Thank you!

    Your Team when you list your home with Debbie Giordano of Master Brokers!

    Closing Thoughts

    Every market cycle brings opportunity when you understand what’s happening locally. If you’re considering a move this year—or just want to stay informed—I’m always here as a resource.

    Debbie Indihar Giordano
    Master Brokers | Milpitas & Silicon Valley
    📞 408-945-8988 | 🌐 DebbieGiordano.com
    #BestRealEstateAgentinMilpitas

    Testimonials

    I highly recommend her as your realtor for her expertise and just for being a very nice person to work with.

     Mark

    ______

    Thanks Barrie !!
    “My sisters and I were beginning the process of selling our family home when I asked Debbie to meet us at the house. She came prepared with an organized packet for each of us and shared pertinent information about the house and the area. Her professionalism and comfortable personality won us over. Throughout the selling process she communicated every step. The house sold within days of the for sale sign being placed in the yard, no open house needed. Thank you Debbie for all your work !!”
    Barrie Wilber-Park View Dr, Milpitas
    Thanks Laura !!
    “ Debbie I want to express my sincere gratitude for your exceptional work as our real estate agent during the sake of our home at 1830 Vegas Ave in Milpitas . Your expertise on the local market was invaluable more than I appreciated your patience and prompt communication during the whole process. I would not hesitate to recommend you to anyone who is selling or buying a home . Thanks again for everything !”
    -Laura Nedland
    Thanks Sharon !!
    “Debbie is a good broker and very hard worker . She got the job done asap. I am so happy to choose her as my real estate saleswoman !!”
    -Sharon Wei
    Thanks Bill and Chris !!
    My wife and I, after much prayer, felt the Lord’s leading to sell our San Jose family home last December .This was a huge decision ! We had learned that Debbie GIordano who we had gotten to know at our church , Christ Community Church of Milpitas , was a very excellent realtor . In late December we reached out to Debbie after church and set up our first real meeting on December 31, 2025. Debbie was great in getting us started . With her help and the support of her team she guided us on what we needed to concentrate on. We paid close attention to her guidance and it really paid off. With the Lord’s help we prepared our home and two weeks before we were scheduled to go to market, Debbie informed us that another realtor had a client who would like to tour our home . Well the rest is history . We had an offer within 24 hours and were on contract one day later . We just closed escrow 6 weeks from our first meeting with Debbie and we are done with the sale.
    We so appreciate how knowledgeable Debbie is, how she explained everything to us, walked with us through every step, start to finish , answered every question, encouraged us, and was always extremely responsive to our questions and concerns.
    The Lord really blessed this entire process. We could not be more thrilled . We got a great price , over asking price , in record time !!
    Thank you Debbie and your great team for helping us navigate this process !!
    And thank you Jesus for blessing all our efforts !!
    Bill & Chris
    Penitencia Creek Rd, San Jose

    We would like to express our sincerest appreciation for Debbie Giordano for her quick action on selling our house. We sincerely believe she is the best real estate broker covering the southern San Francisco Bay Area.

    We currently live in Arizona and was definitely not looking forward to spending several weeks in the bay area while we fixed up our Milpitas property to sell. We have had renters in our house for the past six years.

    Debbie not only took the reins on this effort, she charged full force straight into the thick of things. She managed to arrange the repairs in one week. She also staged the property and put it on the market. The house never looked good in the 35 plus years in which we lived in the house. Due to her valiant efforts, the house sold in just one week, and we received what were hoping to get out of the house.

    Thank you, Debbie for all you did for us. It is truly remarkable that you pulled a rabbit out of the hat. Your efforts surpassed our greatest expectations.

    Thank you again.

    Steven & Charleen Stoner

    7-24-2025

    Thank you Debbie.

    Even though you have taken the reigns on our MiIpitas house, and are driving forward with this; I just want to make it official that Charleen and I would like you to be our realtor for our Milpitas house until it is sold. We appreciate everything you have done thus far. Charleen and I were really comfortable with talking to you when you came out to our house and we look forward to a prosperous conclusion for the both of us. We will work with Melissa to get the documents signed.

     

    Steve

    6-19-2025

    My brother and I knew that selling our family home with Debbie was going to give us the best experience possible. But what neither of us realized was how incredibly cutting edge she is about the Milpitas market, how networked and how committed she is to her clients. She stood by us and was alongside us every step of the way. Her passion and compassion are stellar. It is safe to say that neither of us have enjoyed going through the home sale process, but Debbie made it seamless and we will always be grateful to her and her great team for their amazing professionalism and care.
    Thank you Debbie for all that you do!

    Gloria Sherman Gallegos and Matt Sherman

    6-22-2025

     

    Thank you for the kind words:

    I wanted to thank Debbie Giordano for her great support and follow up on selling my home in Milpitas.   I was caught in a dispute on the titling of my home which had a net delay in closing of 6 months.
    Debbie stayed with me an resolved many issues along the way caused by the delay.
    When I moved out of the area, Debbie maintained my property and stopped to get my mail since the Post Office messed up my forwarding request and did not start the forwarding until 2 months after I moved.    Debbie is a wonderful agent and I would happily refer her to all my bay area friends.  God Bless her.
    Randolph Vanderwerf

    10-23-25
    We were impressed with Debbie’s familiarity of Milpitas from our very first meeting. Her knowledge of the local housing market and our neighborhood including schools and businesses made us feel very comfortable. She is on top of an everchanging market. Debbie toured our home and gave us an honest assessment; she advised us on updating a few things that will make our home stand out from the others. She has a very good team of subcontractors to help with any upgrades or repairs that are needed. These subs are very respectful, on time and do quality work. During this process, communication with Debbie and her team was outstanding. They kept us informed every step of the way. Debbie has a staging team that transformed our home to maximize its appeal to buyers. This process was flawless and really showcased the home. Working with Debbie was truly a positive experience. She worked very hard at keeping everything organized and on schedule. We highly recommend Debbie. Her expertise, dedication and professionalism made the sale of our home enjoyable and successful.   Thank You Debbie Matt & Karen August 14, 2025    
    Best Realtor in Milpitas 2026 Debbie Giordano

    “I am honored to be recognized as

    1% Top Producer in 2024 & 2025 by SCCAOR”

    What Our Clients Say

    Debbie assisted us in selling our family home several years ago and we were so impressed with her dedication, expertise, and friendly approach, we contacted her again when we interested in purchasing a property.

    This time around was no different, Debbie’s communication was prompt and effective, keeping us informed every step of the way. She was always available to answer our questions and provided regular updates throughout the process. When unexpected issues arose during the buying process, Debbie’s problem-solving expertise shone through. She quickly found solutions making the closing process easier and less stressful for us.

    We highly recommend Debbie to help with all of your home buying and/or selling needs!

    ~ John & Kathy ~

    Message us today!

    Debbie Giordano 2025 Milpitas Citizen of the Year!

    A “Citizen of the Year Award” is an honor typically given to a community member who has
    demonstrated outstanding service, leadership,_ or contributions to their local area or
    society as a whole. The recipient is usually someone who has gone above and beyond to
    improve the lives of others, whether through volunteerism, philanthropy, leadership in
    community initiatives, or significant personal achievements that have positively impacted
    their surroundings.

    Debbie Giordano 2026 Top 1% Santa Clara County Association of Realtors!

    I’m honored to have been recognized in the Top 1% of Realtors and Brokers in Santa Clara County. In 2025 alone, I closed $38 million in volume.

    Career highlights:
    • $683 million in closed sales
    • 1,158 homes sold

    I continue to actively serve over 4,000 homes in Milpitas, including:

    • Parktown
    • Hidden Lake
    • Scott Creek Highlands
    • Willow Ranch
    • Cortland Estates
    • Manor neighborhood
    • Ridgeview Estates
    • Foothill Estates

    Having grown up in Milpitas myself, I understand the history and evolution of these neighborhoods — and that perspective matters when pricing and preparing a home.