408-858-5771 giordanodj@aol.com

Your Local Real Estate Updates

Debbie Giordano

The local market continues to show impressive strength, and many homeowners are taking advantage of rising values and strong buyer demand.

🏡 MARKET HIGHLIGHTS

• Milpitas home values are up approximately 10% compared to last year.
• Average days on market remains low at just 13 days.
• Inventory is increasing, providing buyers with more choices.
• Well-priced and properly marketed homes continue to attract strong offers.
• Average Milpitas home prices reached approximately $1.713 million in May 2026.

Real Estate in Milpitas

Here’s a look at what’s happening this week in Milpitas and the surrounding Silicon Valley market.


Should You Consider Selling Your Milpitas Home This Summer?

Hello, this is Debbie Indihar Giordano with Master Brokers.

One of the questions I’m hearing most often right now is whether homeowners should consider selling during the summer months. While many people assume real estate slows down because of vacations and travel schedules, that’s not what we’re seeing in Milpitas.

The local market continues to show impressive strength, and many homeowners are taking advantage of rising values and strong buyer demand.

Milpitas Market Activity Remains Strong

The latest market data shows that the average days on market in Milpitas is currently just 13 days.

That means buyers are still actively searching and moving quickly when the right home becomes available.

Several factors continue to support local demand:

  • Limited housing supply relative to buyer demand
  • Strong Silicon Valley employment fundamentals
  • Stable homeowner equity positions
  • Continued interest from first-time and move-up buyers

When homes are properly prepared, strategically priced, and professionally marketed, buyers are responding.

Home Values Continue to Climb

One of the most encouraging statistics for homeowners is the continued appreciation in local property values.

Current Milpitas housing data shows:

  • Average single-family home price: $1,713,000
  • Average condo price: $1,092,000
  • Home values up approximately 10% year over year

For many homeowners, this growth has created substantial equity that may open doors to future plans, whether that’s downsizing, relocating, investing, or purchasing another property.

Why Today’s Housing Market Is Different From 2008

Many consumers continue to wonder whether rising mortgage debt could trigger another housing downturn.

While mortgage balances nationally have increased, the overall financial position of homeowners remains significantly stronger than during the last housing crisis.

According to recent housing data:

  • U.S. housing value exceeds $48 trillion
  • Mortgage debt totals approximately $14 trillion
  • Homeowners collectively hold about $34 trillion in equity

This large equity cushion creates a fundamentally different environment than the conditions that existed during the housing collapse of 2007 and 2008.

Today’s homeowners generally have substantial ownership stakes in their properties, helping support long-term market stability.

Current Interest Rates and Buyer Activity

Mortgage rates remain in the mid-6% range:

  • 30-Year Fixed Conforming: 6.75%
  • 15-Year Fixed Conforming: 6.125%
  • 30-Year Fixed Jumbo: 6.625%
  • 15-Year Fixed Jumbo: 6.125%

While rates have moved slightly higher, buyers continue to adapt.

Additionally, recent gains in the stock market may strengthen purchasing power for some buyers who utilize investment assets toward down payments and home purchases.

Recent Open House Success Stories

Recent listing activity demonstrates that serious buyers remain active in the marketplace.

At 453 Taylor Drive in Milpitas, a five-bedroom Sunnyhills home attracted strong traffic throughout the weekend. Fifteen buyer groups toured the property during two open houses, resulting in a full-price offer shortly afterward.

Similarly, a San Jose listing at Warmwood Lane generated eight buyer groups during a single-day open house and quickly received an offer.

These examples reinforce an important point: buyers are still acting decisively when they find homes that meet their needs and are priced appropriately.

New Opportunity Coming to Milpitas

This weekend, I’ll be hosting open houses at 1865 Big Bend Drive in Milpitas.

This beautifully updated three-bedroom, two-bath home is located in the highly desirable Parktown neighborhood and within the sought-after Sinnott Elementary School area.

Priced at $1,598,888, the property offers an attractive opportunity for first-time buyers and families looking to establish themselves in one of Milpitas’ most desirable neighborhoods.

Open House:
Saturday & Sunday
2:00 PM – 4:00 PM

I look forward to meeting visitors and discussing both buying and selling opportunities throughout the area.

Final Thoughts

The Milpitas real estate market continues to perform well this summer.

Home values remain strong, inventory is growing, buyers are active, and well-positioned homes are attracting excellent interest.

If you’ve been considering selling but aren’t sure whether now is the right time, a professional consultation can help you evaluate your options and understand your home’s current market position.

Every homeowner’s situation is unique, and having a personalized strategy can make all the difference. 

Debbie Indihar Giordano
Master Brokers
Milpitas, California

#BestRealEstateAgentinMilpitas

Featured Open Houses

2076 Warmwood Lane, San Jose

Offered at $1,295,000 – Counter-Offer-Position

This three-bedroom, two-bath home features approximately 1,165 square feet of living space and newly installed luxury vinyl plank flooring throughout. Located in the desirable Berryessa area near Milpitas, it presents an excellent opportunity for first-time buyers and those seeking a well-maintained home in a convenient location.

453 Taylor Drive, Milpitas

Offered at $1,650,000 – Full-Price-Offer Accepted

This spacious five-bedroom, two-bath home offers nearly 1,700 square feet of living space. Recent updates include new luxury vinyl plank flooring downstairs and brand-new carpeting throughout the bedrooms.

The flexible floor plan includes two downstairs bedrooms and a full bathroom, making it ideal for multigenerational living, guests, or a dedicated home office.

1865 Big Bend Drive, Milpitas

Offered at $1,599,888

Located in the desirable Parktown neighborhood, this three-bedroom, two-bath home offers approximately 1,249 square feet of comfortable living space.

Open House:
Saturday & Sunday: 2:00 PM–4:00 PM

Coming Soon in Milpitas

Additional opportunities are on the horizon with upcoming listings expected at:

  • 1464 Edsel Drive
  • 390 Monmouth Drive

Give me a call, 408-945-8988, or send me an email, Giordanodj@aol.com. And of course you can always visit my website, www.DebbieGerardino.com. There’s a connect, tab me and it’ll just zoom right into me and we’ll be able to get together. I’m ready to go to work for you.

 

 

🚨Attn: everyone waiting for the crash

Re: the $34 trillion reason it won’t

Mortgage debt is at an all-time high. 

If you’re waiting on that to crash prices, I understand the instinct.

But look at what sits underneath it.

U.S. homes are worth $48 trillion. Owners owe $14 trillion against them. 

That leaves $34 trillion in equity. 

Put plainly: for every dollar of mortgage debt in this country, there’s about $2.40 in equity behind it. (Federal Reserve) 

Crashes don’t come from high prices. They come from forced sellers, owners who can’t afford to hold.  

Two things make that rare right now:

1. Most owners have real equity, and

2. Roughly half locked a mortgage rate under 4%, so their payment isn’t moving. 

Could a neighborhood soften? Sure. 

But a 2008-style collapse isn’t on the board.

 

P.S. If you’re weighing a move, the smartest thing you can do is know where you actually stand before you decide anything. If it’s been more than 6 months since you’ve received an updated home value report, reply to this email.

Take a look at my listings to see our track record: https://debbiegiordano.com/FeaturedListings

Thank you

Interest Rates – Up to the minute information on the Milpitas real estate market.

    Current mortgage rates remain in the mid-6% range, including:

    • 30-Year Fixed Conforming: 6.75%
    • 15-Year Fixed Conforming: 6.125%
    • 30-Year Fixed Jumbo: 6.625%
    • 15-Year Fixed Jumbo: 6.125%

    While rates have moved slightly higher, buyers continue to adapt.

    I’ll talk about some listings, exciting new inventory I have coming up.

       

      We’re ready to get your property ready. Give me a call 408-945-8988 or giordanodj@aol.com. Let’s talk, let’s get together and let’s see what we can do about this 2026 upcoming market. Thank you for watching.

      Coming Soon! in Milpitas by Debbie Giordano Realtor Milpitas, CA

      🔜1464 Edsel Drive in Milpitas. That’s not quite ready, 4 bedroom, 4 bath. 1300 square feet. $1,498,888

      🔜 390 Monmouth Dr. Milpitas 5 bedroom 3 bath 1775 sq. feet $1,700,000  

      🔜 Coming soon 479 Heath Dr. Milpitas 4 bedroom 2 bath Manor area! 1,328 sq. ft. They’re looking to locate out of Milpitas and that’s a four bedroom. We don’t have a price point on that one.

      🔜 Coming soon 385 Monmouth Drive coming up. 4-bedroom, 2 bath, about 1,436-sq. ft., 6,000-sq. ft. lot in a nice established neighborhood. We don’t have a price on that one yet.

      🔜 Coming soon Scott Creek Highlands area 2350 sq. ft. one story, 3-car garage. Setting a price soon.

       

      ✔️ Schedule an appointment to discuss getting your home ready for the market. 1-408-858-5771

      I’m anxious to work for you. Call me and we’ll get an individual appointment and I’ll come see your property and do the assessment and let you know what I think we need to do to get it ready.

      Call me at 408-945-8988 or visit my website, DebbieGiordano.com. There’s a Connect Me tab and you can get me directly there. So thank you for watching. Happy Veterans Day to you and any veterans that are out there and have a wonderful rest of the week.

       

      When is the Right Time to Sell?

      I don’t think you can time the season per se. Whatever looks good for your family and your family’s timing. It’s really predicated on the general economy, and we’ve had a great stock market ride in the last three months. It’s gone back up, and I know that that’s really helped bring more buyers to the table. So please don’t be shy. If you’re ready to go, you’re thinking about moving, call me, get me in to see the property. We’ll talk about what you need to do to get it prepped and get it ready to go and be ready for this great, amazing market.

       

       

      💲Condominium Buy Before Sell Program

      Ask about the buy-before-sell program for condos.

      I’d invite you also, as we close, to go to my website. https://Debbiegiordano.com, there’s a tab that says team video. If you want to see how I work, I’ve got my team on there, my transaction coordinator, inspectors, sign people, my stagers on there, and you can see what my team encompasses and what we do to put together a package to productively list your home and get top market value for your properties, I’m ready to serve you.

      If you want to get your home ready, let me know. Call for #BestRealtorinMilpitas 1-408-945-8988.

      And I do look forward to speaking with you next week again.

      Please leave some Kind Words | Most important are your results and sharing how you love working with me. I would love you to share your testimonial with me! https://rvu.today/debbiegiordano

      Please subscribe to my YouTube Channel like, comment, share Facebook, and Instagram channels. Thank you!

      Your Team when you list your home with Debbie Giordano of Master Brokers!

      Closing Thoughts

      Every market cycle brings opportunity when you understand what’s happening locally. If you’re considering a move this year—or just want to stay informed—I’m always here as a resource.

      Debbie Indihar Giordano
      Master Brokers | Milpitas & Silicon Valley
      📞 408-945-8988 | 🌐 DebbieGiordano.com
      #BestRealEstateAgentinMilpitas

      Testimonials

      I highly recommend her as your realtor for her expertise and just for being a very nice person to work with.

       Mark

      ______

      Thanks Barrie !!
      “My sisters and I were beginning the process of selling our family home when I asked Debbie to meet us at the house. She came prepared with an organized packet for each of us and shared pertinent information about the house and the area. Her professionalism and comfortable personality won us over. Throughout the selling process she communicated every step. The house sold within days of the for sale sign being placed in the yard, no open house needed. Thank you Debbie for all your work !!”
      Barrie Wilber-Park View Dr, Milpitas
      Thanks Laura !!
      “ Debbie I want to express my sincere gratitude for your exceptional work as our real estate agent during the sake of our home at 1830 Vegas Ave in Milpitas . Your expertise on the local market was invaluable more than I appreciated your patience and prompt communication during the whole process. I would not hesitate to recommend you to anyone who is selling or buying a home . Thanks again for everything !”
      -Laura Nedland
      Thanks Sharon !!
      “Debbie is a good broker and very hard worker . She got the job done asap. I am so happy to choose her as my real estate saleswoman !!”
      -Sharon Wei
      Thanks Bill and Chris !!
      My wife and I, after much prayer, felt the Lord’s leading to sell our San Jose family home last December .This was a huge decision ! We had learned that Debbie GIordano who we had gotten to know at our church , Christ Community Church of Milpitas , was a very excellent realtor . In late December we reached out to Debbie after church and set up our first real meeting on December 31, 2025. Debbie was great in getting us started . With her help and the support of her team she guided us on what we needed to concentrate on. We paid close attention to her guidance and it really paid off. With the Lord’s help we prepared our home and two weeks before we were scheduled to go to market, Debbie informed us that another realtor had a client who would like to tour our home . Well the rest is history . We had an offer within 24 hours and were on contract one day later . We just closed escrow 6 weeks from our first meeting with Debbie and we are done with the sale.
      We so appreciate how knowledgeable Debbie is, how she explained everything to us, walked with us through every step, start to finish , answered every question, encouraged us, and was always extremely responsive to our questions and concerns.
      The Lord really blessed this entire process. We could not be more thrilled . We got a great price , over asking price , in record time !!
      Thank you Debbie and your great team for helping us navigate this process !!
      And thank you Jesus for blessing all our efforts !!
      Bill & Chris
      Penitencia Creek Rd, San Jose

      We would like to express our sincerest appreciation for Debbie Giordano for her quick action on selling our house. We sincerely believe she is the best real estate broker covering the southern San Francisco Bay Area.

      We currently live in Arizona and was definitely not looking forward to spending several weeks in the bay area while we fixed up our Milpitas property to sell. We have had renters in our house for the past six years.

      Debbie not only took the reins on this effort, she charged full force straight into the thick of things. She managed to arrange the repairs in one week. She also staged the property and put it on the market. The house never looked good in the 35 plus years in which we lived in the house. Due to her valiant efforts, the house sold in just one week, and we received what were hoping to get out of the house.

      Thank you, Debbie for all you did for us. It is truly remarkable that you pulled a rabbit out of the hat. Your efforts surpassed our greatest expectations.

      Thank you again.

      Steven & Charleen Stoner

      7-24-2025

      Thank you Debbie.

      Even though you have taken the reigns on our MiIpitas house, and are driving forward with this; I just want to make it official that Charleen and I would like you to be our realtor for our Milpitas house until it is sold. We appreciate everything you have done thus far. Charleen and I were really comfortable with talking to you when you came out to our house and we look forward to a prosperous conclusion for the both of us. We will work with Melissa to get the documents signed.

       

      Steve

      6-19-2025

      My brother and I knew that selling our family home with Debbie was going to give us the best experience possible. But what neither of us realized was how incredibly cutting edge she is about the Milpitas market, how networked and how committed she is to her clients. She stood by us and was alongside us every step of the way. Her passion and compassion are stellar. It is safe to say that neither of us have enjoyed going through the home sale process, but Debbie made it seamless and we will always be grateful to her and her great team for their amazing professionalism and care.
      Thank you Debbie for all that you do!

      Gloria Sherman Gallegos and Matt Sherman

      6-22-2025

       

      Thank you for the kind words:

      I wanted to thank Debbie Giordano for her great support and follow up on selling my home in Milpitas.   I was caught in a dispute on the titling of my home which had a net delay in closing of 6 months.
      Debbie stayed with me an resolved many issues along the way caused by the delay.
      When I moved out of the area, Debbie maintained my property and stopped to get my mail since the Post Office messed up my forwarding request and did not start the forwarding until 2 months after I moved.    Debbie is a wonderful agent and I would happily refer her to all my bay area friends.  God Bless her.
      Randolph Vanderwerf

      10-23-25

      We were impressed with Debbie’s familiarity of Milpitas from our very first meeting. Her knowledge of the local housing market and our neighborhood including schools and businesses made us feel very comfortable. She is on top of an everchanging market.

      Debbie toured our home and gave us an honest assessment; she advised us on updating a few things that will make our home stand out from the others. She has a very good team of subcontractors to help with any upgrades or repairs that are needed. These subs are very respectful, on time and do quality work.

      During this process, communication with Debbie and her team was outstanding. They kept us informed every step of the way.

      Debbie has a staging team that transformed our home to maximize its appeal to buyers. This process was flawless and really showcased the home.

      Working with Debbie was truly a positive experience. She worked very hard at keeping everything organized and on schedule.

      We highly recommend Debbie. Her expertise, dedication and professionalism made the sale of our home enjoyable and successful.

       

      Thank You Debbie

      Matt & Karen

      August 14, 2025

       

       

      “I am honored to be recognized as

      1% Top Producer in 2024 & 2025 by SCCAOR”

      What Our Clients Say

      Debbie assisted us in selling our family home several years ago and we were so impressed with her dedication, expertise, and friendly approach, we contacted her again when we interested in purchasing a property.

      This time around was no different, Debbie’s communication was prompt and effective, keeping us informed every step of the way. She was always available to answer our questions and provided regular updates throughout the process. When unexpected issues arose during the buying process, Debbie’s problem-solving expertise shone through. She quickly found solutions making the closing process easier and less stressful for us.

      We highly recommend Debbie to help with all of your home buying and/or selling needs!

      ~ John & Kathy ~

      Message us today!

      Debbie Giordano 2025 Milpitas Citizen of the Year!

      A “Citizen of the Year Award” is an honor typically given to a community member who has
      demonstrated outstanding service, leadership,_ or contributions to their local area or
      society as a whole. The recipient is usually someone who has gone above and beyond to
      improve the lives of others, whether through volunteerism, philanthropy, leadership in
      community initiatives, or significant personal achievements that have positively impacted
      their surroundings.

      Debbie Giordano 2026 Top 1% Santa Clara County Association of Realtors!

      I’m honored to have been recognized in the Top 1% of Realtors and Brokers in Santa Clara County. In 2025 alone, I closed $38 million in volume.

      Career highlights:
      • $683 million in closed sales
      • 1,158 homes sold

      I continue to actively serve over 4,000 homes in Milpitas, including:

      • Parktown
      • Hidden Lake
      • Scott Creek Highlands
      • Willow Ranch
      • Cortland Estates
      • Manor neighborhood
      • Ridgeview Estates
      • Foothill Estates

      Having grown up in Milpitas myself, I understand the history and evolution of these neighborhoods — and that perspective matters when pricing and preparing a home.