Why Selling in Winter Can Be a Smart Move ❄️ | Milpitas Market Update + 2026 Housing Forecast

Milpitas Real Estate | Best Realtor in Milpitas

Debbie Giordano –

I’m Debbie Indihar Giordano of Master Brokers. Welcome to my weekly update December 8th.

Hello everybody, I’m Debbie Indihar Giordano of Master Brokers. Welcome to our weekly update.

🏡 MARKET HIGHLIGHTS

• • Mortgage rates remain stable with optimism for decreases following this week’s Federal Reserve meeting, potentially bringing more buyers into the market.
  • Winter sellers enjoy strong advantages — fewer competing listings (only 15 homes in Milpitas) and highly motivated buyers.
  • NAR forecasts a strong 2026, with economist Lawrence Yoon predicting a 14% increase in inventory and a more robust real estate cycle ahead.
  • Open house activity remains high, with 45 buyers attending the weekend showing at 2045 Treewood Lane, demonstrating continued strong demand.
  • Upcoming high-end Milpitas listing at 2101 Uridias Ranch Road (5 bed, 3,405 sq ft) expected to attract strong buyer interest this December.

Don’t let the holidays stop you. Give me a call, 408-945-8988, or send me an email, Giordanodj@aol.com. And of course you can always visit my website, www.DebbieGerardino.com. There’s a connect, tab me and it’ll just zoom right into me and we’ll be able to get together. I’m ready to go to work for you.

2026 will be here before you know it. So anyway, have a great holiday. Enjoy your families and we’ll see you next week.

📉 Interest Rates Showing Signs of Improvement

Current rates as of December 8th:

Interest Rates

The anticipation has been at least in the stock market that the rates will drop. So that will probably bring a few more buyers to the table being able to purchase.

📈30 year fixed conforming 6.49%

📈15 year fixed conforming 5.625%

📈30 year fixed Jumbo 6.3%

📈15 year fixed Jumbo 6.0%

So we’re expecting Fed Reserve Board should be meeting this week.

Your credit score will determine what your final interest rate is. So if you talk to your lender or if you send me an email, I’d be happy to refer you a very reputable lender that I work with.

Pricing  Your Home: So where are we at with pricing? So we’ve had kind of an up and down movement this year. As you know, the real estate market took the wind out of the sails of it right around April of this year when Trump announced the tariffs. We had a huge drop in the stock market. And the stocks are what drives our real estate market here.

If you’re trying to figure out when is a good time for you to put your home on the market, we can discuss those variables and see when the best approach might be.

I’ll talk about some listings, exciting new inventory I have coming up.

Milpitas Current Values – Where I predominately work – ‘My Sweet Spot‘ – 4 OFFERS $100k over asking

Milpitas Post – Selling Your Home in the Winter Market.

Although December through February is historically slower, winter offers several strategic advantages for sellers:

✔️ More motivated buyers

Those who shop during the winter months tend to be serious and ready to move.

✔️ Less competition

Milpitas has 15 homes for sale, far fewer than typical peak inventory.

✔️ Opportunity for standout presentation

Warm lighting, clean curb appeal, and inviting interiors can make a powerful impression during shorter daylight periods.

Some of the things that you need to look for, the real estate market often experiences less robust activity during the months of December through February. Those are the lower months due to the cold weather and the busy holiday season.

According to the National Association of Realtors. So however, if you’re willing to sell your home during these winter months, sellers can strategically capitalize on several unique advantages that seasonal listing provides.

1. Number one is a major benefit of listing during the colder months is that there is a higher motivation level of potential buyers when they come in. And you know that they’re very motivated to buy rather than just looking and going from open house to open house. And also it’s generally fewer homes on the market.

2. Competition: So right now we’ve got 15 homes for sale in Milpitas. Generally the trend in the busier seasons is upward to about 35 or 40 properties. So you’ll see less competition. So a couple things you want to look for is exterior safety and appeal.

3. You focus on curb appeal, make sure you clean up debris, leaves, and make sure that the home is very well presented. Create the interior with warm light. Lots of light makes it very inviting, particularly during the gloomier season. Accommodating showings and managing senses. So you want to make sure you could light a bright candle with some pine scents and make it very inviting to a buyer as they look at the property.

Silicon Valley Association of Realtors 📊 2026: A Year of Anticipated Growth

The Silicon Valley Association of Realtors had a convention and they met, had a general membership meeting on December 1st. The speaker was Lawrence Yoon, who’s the chief economist for the National Association of Realtors. He delivered a very optimistic yet cautious forecast for the housing market after the return of 2025.

He’s predicting a surge of about a 14 percent level of inventory in 2026. So essentially there’s been about a three-year slowdown. I haven’t experienced that in my particular market in Milpitas, nor my personal sales, but it should uptick even more.

So they’re expecting a robust 2026. There’ll be more sellers coming to the market. So if you’ve been a buyer and you’re just kind of waiting on the wings for that right property, you might be able to find that coming up this year.

And he also cautioned that accurate pricing is one of the keys to getting a property sold very well. So we know how that works.

Interest Rates – Up to the minute information on the Milpitas real estate market.

I’ll talk about some listings, exciting new inventory I have coming up.

We’re ready to get your property ready. Give me a call 408-945-8988 or giordanodj@aol.com. Let’s talk, let’s get together and let’s see what we can do about this 2026 upcoming market. Thank you for watching.

Thank you for the kind words:

We were impressed with Debbie’s familiarity of Milpitas from our very first meeting. Her knowledge of the local housing market and our neighborhood including schools and businesses made us feel very comfortable. She is on top of an everchanging market.

Debbie toured our home and gave us an honest assessment; she advised us on updating a few things that will make our home stand out from the others. She has a very good team of subcontractors to help with any upgrades or repairs that are needed. These subs are very respectful, on time and do quality work.

During this process, communication with Debbie and her team was outstanding. They kept us informed every step of the way.

Debbie has a staging team that transformed our home to maximize its appeal to buyers. This process was flawless and really showcased the home.

Working with Debbie was truly a positive experience. She worked very hard at keeping everything organized and on schedule.

We highly recommend Debbie. Her expertise, dedication and professionalism made the sale of our home enjoyable and successful.

Thank You Debbie

Matt & Karen

August 14, 2025

Closings – Debbie Giordano Delivering Results and Multiple Offers

The market is showing plenty of buyers and with a bit of extra work to make the home make sense to both the buyer and the seller is creating beneficial activity!

CLOSINGS: 623 Prada Drive Milpitas closing at $1,925,000 with a list price of $1,988,999

1305 Sunrise Way Milpitas closing at $1.375 with a list price of $1.4.

1109 El Camino Higuera Milpitas closing at a cash offer of $2.1 with a list price of $2,298,888 with multiple offers. A little freeway noise and a bit of a discount with the right buyer brought it in.

📌 SOLD Town House listing at 522 South 22nd Street in San Jose End Unit Former Model Home! with Skyline Views 4 bedroom 3 1/2 bath built in 2014 was a model home! NOW $1,050,000. We had three weekends of open house. That’s generally when I revisit the price on a property to see what’s going on, convince the sellers to bring it down to $1,050,000, make it a sizable price reduction. I don’t like a small one like $20,000 or so. I want to make it significant. And it certainly brought in the buyer. He had seen it on the open house and made the offer a little bit below list price of $1,050,000. The seller countered at full price, $1,050,000, and we went into contract with that. So pricing is very important in this market. So excited about that.

 Offer – 📌 1830 Vegas Milpitas, CA 95025 3 bedroom 1 1/2 bath ~1,352 sq ft. permitted garage conversion. Sunny Hills. Great neighborhood! Walk to Weller elementary! Walk to shopping centers! Lot size 5,900 sq ft.  $1,298,888       [$1,398,888]

Cash –

📌 SOLD ALL CASH 253 Park Hill Dr. 4 bedroom 2 bath Burnett Elementary 7k lot Very Very Good Condition!!! Near the corridor of Calaveras Boulevard and Park Victoria Drive. Original Homeowner!! $1,398,888 

I4 Days –

🔅 SOLD in 14 DAYS! 

1109 El Camino Higuera, Milpitas, CA 95035 3 bedroom 2.5 bath 10k lot, 3 car garage, ranch style 1 story 2150 sq ft. Huge corner lot.!! $2,298,888 Full Landscape Refresh Possible ADU! 

Upcoming & OPEN HOUSES! Love Milpitas? – What’s Going On in Milpitas and the Bay Area Real Estate? Ask The Best Realtor in Milpitas – Debbie Giordano!

📌 Open Houses in Milpitas with Debbie Giordano

🔜 OPEN HOUSE RESULTS: 2045 Treewood Lane in San Jose. That’s in the Berryessa area, right in the 95132 zip code.

Well, I’m happy to say we brought in a lot of buyers. Saturday brought in 25 potential buyers into the property and Sunday brought in another 20. So we’re already having downloads of disclosures and I’m expecting good results for the sellers as the offer deadline is this Wednesday at 12 noon.

So watch for next week’s video and I can share with you. Hopefully we’ve got a good price for that seller on that property.

It is a five bedroom, two and a half bath, about 1770 square feet. Believe it may be original owner. It is a longtime owner. Remodeled, Downstairs Bedroom, Great Berryessa Neighborhood.

She’s taken really good care of the property. It’s a corner lot on a quiet corner. So they’ve got side yard access.

It’s a great home and a great price. $1,598,888. We’re getting that prepped this week and staged and be ready for an OPEN HOUSE Saturday and Sunday, December 6th and December 7th from two to four.

🔜 2101 Uridias Ranch Road 5 bedroom 4 bath 3,450 sq. feet 14,000 sq ft lot. Original homeowner. $2,998,999 

Executive home, five bedroom, four bath, 3,400 square feet, 14,000 square foot corner lot right near the base of the foothills, dramatic ceilings.

So it’s extra large. The home is only 25 years old, dramatic ceilings, lots of granite, shows very, very modern.

I’m real excited. The sellers picked me to represent them. The price point on that one is $2,998,888.

OPEN HOUSE December 20-21st AND December 27-28th 2-4 PM

So that’s it for today. Give me a call at 408-945-8988 or giordanodj@AOL.com, and look forward to talking to you.

The new year’s going to be here before we know it, so let’s get going. Take care, and have a great week. 

We can chat, talk. Even if you’re thinking about next year, it’s never too early to get started. Let’s get started now. So talk to you soon and thank you for watching the video and I’ll see you next week.  Have a great week. Debbie

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Coming Soon! in Milpitas by Debbie Giordano Realtor Milpitas, CA

🔜 Keep a look out for 390 Monmouth Dr. Milpitas 5 bedroom 3 bath 1775 sq. feet $1,698,888  

🔜 Coming soon 479 Heath Dr. Milpitas 4 bedroom 2 bath Manor area! 1,328 sq. ft. They’re looking to locate out of Milpitas and that’s a four bedroom. We don’t have a price point on that one.

🔜 Coming soon 247 Delia Street in San Jose. That’s kind of in the Alum Rock area. Be around $1,398,888. It’s a four bedroom, two bath. It’s got a circular curved driveway. We’re probably looking around springtime for that property

🔜 Coming soon 385 Monmouth Drive coming up. 4-bedroom, 2 bath, about 1,436-sq. ft., 6,000-sq. ft. lot in a nice established neighborhood. We don’t have a price on that one yet.

🔜 Coming soon Scott Creek Highlands area 2350 sq. ft. one story, 3-car garage. Setting a price soon.

Recent Home Sales in Milpitas by Debbie Giordano Realtor Milpitas, CA

🔅 623 Prada Dr. Milpitas 4 bedroom 2 1/2 bath Ridgeview Terrace ~2.000 sq. ft. 6975 sq ft lot. $1,998,888 closing at $1,925,000 with a list price of $1,988,999.

🔅 3449 Suncrest Avenue San Jose $2,348,888 5 bedroom 3 bath Views right off Piedmont Rd. Meet Debbie Giordano! Sold As Is with 3 price drops with a happy seller and buyer.

🔅 1625 Serpa Dr. Milpitas  4 2 1/2 1717 sq. ft. $1,998,888 appraised and closed at $1,960,000 – OVER 70 Visitors in 2 days last weekend SOLD

🔅1351 Admire Court  Milpitas $1,550,000 closed at $1.5 *8 day sale!

🔅 1305 Sunrise Way Milpitas closing at $1.375 with a list price of $1.4.

🔅 1109 El Camino Higuera Milpitas closing at a cash offer of $2.1 with a list price of $2,298,888 with multiple offers. A little freeway noise and a bit of a discount with the right buyer brought it in.

🔅 Town House listing at 522 South 22nd Street in San Jose

🔅 1299 Fallen Leaf, Milpitas 4 b 2.5 bath $1,425,000

🔅 1559 Mt. Diablo, Milpitas 3 bd 2 bath $1,680,000

✔️ Schedule an appointment to discuss getting your home ready for the market. 1-408-858-5771

I’m anxious to work for you. Call me and we’ll get an individual appointment and I’ll come see your property and do the assessment and let you know what I think we need to do to get it ready.

Call me at 408-945-8988 or visit my website, DebbieGiordano.com. There’s a Connect Me tab and you can get me directly there. So thank you for watching. Happy Veterans Day to you and any veterans that are out there and have a wonderful rest of the week.

When is the Right Time to Sell?

I don’t think you can time the season per se. Whatever looks good for your family and your family’s timing. It’s really predicated on the general economy, and we’ve had a great stock market ride in the last three months. It’s gone back up, and I know that that’s really helped bring more buyers to the table. So please don’t be shy. If you’re ready to go, you’re thinking about moving, call me, get me in to see the property. We’ll talk about what you need to do to get it prepped and get it ready to go and be ready for this great, amazing market.

💲Condominium Buy Before Sell Program

Ask about the buy-before-sell program for condos.

I’d invite you also, as we close, to go to my website. https://Debbiegiordano.com, there’s a tab that says team video. If you want to see how I work, I’ve got my team on there, my transaction coordinator, inspectors, sign people, my stagers on there, and you can see what my team encompasses and what we do to put together a package to productively list your home and get top market value for your properties, I’m ready to serve you.

If you want to get your home ready, let me know. Call for #BestRealtorinMilpitas 1-408-945-8988.

And I do look forward to speaking with you next week again.

Please leave some Kind Words | Most important are your results and sharing how you love working with me. I would love you to share your testimonial with me! https://rvu.today/debbiegiordano

Please subscribe to my YouTube Channel like, comment, share Facebook, and Instagram channels. Thank you!

Your Team when you list your home with Debbie Giordano of Master Brokers!

Testimonials

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We would like to express our sincerest appreciation for Debbie Giordano for her quick action on selling our house. We sincerely believe she is the best real estate broker covering the southern San Francisco Bay Area.

We currently live in Arizona and was definitely not looking forward to spending several weeks in the bay area while we fixed up our Milpitas property to sell. We have had renters in our house for the past six years.

Debbie not only took the reins on this effort, she charged full force straight into the thick of things. She managed to arrange the repairs in one week. She also staged the property and put it on the market. The house never looked good in the 35 plus years in which we lived in the house. Due to her valiant efforts, the house sold in just one week, and we received what were hoping to get out of the house.

Thank you, Debbie for all you did for us. It is truly remarkable that you pulled a rabbit out of the hat. Your efforts surpassed our greatest expectations.

Thank you again.

Steven & Charleen Stoner

7-24-2025

Thank you Debbie.

Even though you have taken the reigns on our MiIpitas house, and are driving forward with this; I just want to make it official that Charleen and I would like you to be our realtor for our Milpitas house until it is sold. We appreciate everything you have done thus far. Charleen and I were really comfortable with talking to you when you came out to our house and we look forward to a prosperous conclusion for the both of us. We will work with Melissa to get the documents signed.

Steve

6-19-2025

My brother and I knew that selling our family home with Debbie was going to give us the best experience possible. But what neither of us realized was how incredibly cutting edge she is about the Milpitas market, how networked and how committed she is to her clients. She stood by us and was alongside us every step of the way. Her passion and compassion are stellar. It is safe to say that neither of us have enjoyed going through the home sale process, but Debbie made it seamless and we will always be grateful to her and her great team for their amazing professionalism and care.
Thank you Debbie for all that you do!

Gloria Sherman Gallegos and Matt Sherman

6-22-2025

What Our Clients Say

Debbie assisted us in selling our family home several years ago and we were so impressed with her dedication, expertise, and friendly approach, we contacted her again when we interested in purchasing a property.

This time around was no different, Debbie’s communication was prompt and effective, keeping us informed every step of the way. She was always available to answer our questions and provided regular updates throughout the process. When unexpected issues arose during the buying process, Debbie’s problem-solving expertise shone through. She quickly found solutions making the closing process easier and less stressful for us.

We highly recommend Debbie to help with all of your home buying and/or selling needs!

~ John & Kathy ~

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