Milpitas Real Estate Market Update | Rates Hold Steady as Holiday Season Begins 🎄🏠

Milpitas Real Estate | Best Realtor in Milpitas

Debbie Giordano –

I’m Debbie Indihar Giordano of Master Brokers. Welcome to my weekly update November 3rd.

Hello everybody, I’m Debbie Indihar Giordano of Master Brokers. Welcome to our weekly update.

95035 Market Update

The average Single Family Home costs $1.77M which is down, and sells in 11 days for 101% of asking price based on 18 sales in October 2025. High:

So things have adjusted since Trump announced the tariffs in April. We’ve seen a steady state that we know market values are holding now and I do think they’re going to probably go up. So if you’re thinking about selling, I think you can capture a little bit of an upswing.

It’s the median house that’s on the market. We have a good sold rate to new listings. That’s also an indication of a good seller’s market.

We have 18 sold and 21 listings. So that’s terrific.

$2.72M – 146 Days Low: $1.01M – 0 Days

So I’m just here to say you couldn’t ask for a better time. If you’re looking to put your home on the market before the end of the year, don’t hesitate. Give me a call, 408-945-8988.

Your listing agent needs this underrated skill

I want to share with you a little report that came out, and by the way, if you want to get on my email list, send me an email to giordanodj@aol.com. We’ll send you these videos and the Friday update blog. So what we put out last Friday was a very interesting concept about what your listing agent needs in this underrated skill.

Getting hold of a good agent is half the battle in selling a property. So one of the things that they talk about for a good listing agent, they stay composed. If an inspection report reveals major issues, we’re able to mitigate that by giving a credit to the buyer or getting the right professional people out there to make those corrections.

Catching contract errors or missing disclosures. I have a transaction coordinator that I use to go through all the documents to do the docusign and to make sure that everything meets the California Association of Realtor Codes. And so I’ve never in 46 years as a broker been sued or none of my clients have been sued.

And part of that is because we really take good care in making sure the contracts are in compliance. Thirdly, coordinating details across lenders, inspectors, and attorneys if needed. So I have a property inspector and a termite inspector that I really rely on and use.

They’re very, very good at disclosing any issues, particularly a foundation, roof, or termite issues that may come up that a buyer would be concerned with. And then number four, recognizing early signs of buyer hesitation and addressing them on with a compromise. You know, I meet a lot of buyers coming in the open house.

So you can kind of read people, know if they’re really looking or if they’re just maybe a neighbor wanting to know what the house looks like. So buyers usually have a good track record when they put an early, it’s called an EMD or an earnest money deposit into the escrow. I ask that they get that in within 24 hours after the contract is signed.

That ensures that the buyer is committed, that they want to go through with the transaction. So if that fails, then you know you’re probably going to have some serious issues in the remainder of the contract. And last but not least, ensuring every document, timeline, and contingency is clean and compliant.

There’s three levels of contingencies that are available to a buyer. One is a property inspection contingency, a loan contingency, and an appraisal contingency. What I look for in my offers, and they’re usually competitive offers, I look for a contract that is non-contingent, where the buyer has waived those.

They’ve looked at the seller’s inspections. They’ve been pre-approved by a lender. They have sufficient money to put down in case the appraisal comes in short.

So those are the things that I look for to ensure that we have a good timely close of escrow.

Interest Rates

We’ve got Thanksgiving coming up and of course Christmas, so get ready for Black Friday or Thanksgiving Day. So let’s talk about current interest rates. The Feds did lower the discount rate last week by a quarter of a percent, but that’s really not changed any of the mortgage rates.

📈30 year fixed conforming 6.450%

📈 15 year fixed conforming 5.875%

📈15 year fixed jumbo 5.875%

📈30 year fixed jumbo 6.42%

Your credit score will determine what your final interest rate is. So if you talk to your lender or if you send me an email, I’d be happy to refer you a very reputable lender that I work with.

Pricing  Your Home: So where are we at with pricing? So we’ve had kind of an up and down movement this year. As you know, the real estate market took the wind out of the sails of it right around April of this year when Trump announced the tariffs. We had a huge drop in the stock market. And the stocks are what drives our real estate market here.

If you’re trying to figure out when is a good time for you to put your home on the market, we can discuss those variables and see when the best approach might be.

I’ll talk about some listings, exciting new inventory I have coming up.

Interest Rates – Up to the minute information on the Milpitas real estate market.

I’ll talk about some listings, exciting new inventory I have coming up.

Thank you for the kind words:

We were impressed with Debbie’s familiarity of Milpitas from our very first meeting. Her knowledge of the local housing market and our neighborhood including schools and businesses made us feel very comfortable. She is on top of an everchanging market.

Debbie toured our home and gave us an honest assessment; she advised us on updating a few things that will make our home stand out from the others. She has a very good team of subcontractors to help with any upgrades or repairs that are needed. These subs are very respectful, on time and do quality work.

During this process, communication with Debbie and her team was outstanding. They kept us informed every step of the way.

Debbie has a staging team that transformed our home to maximize its appeal to buyers. This process was flawless and really showcased the home.

Working with Debbie was truly a positive experience. She worked very hard at keeping everything organized and on schedule.

We highly recommend Debbie. Her expertise, dedication and professionalism made the sale of our home enjoyable and successful.

Thank You Debbie

Matt & Karen

August 14, 2025

Closings – Debbie Giordano Delivering Results and Multiple Offers

The market is showing plenty of buyers and with a bit of extra work to make the home make sense to both the buyer and the seller is creating beneficial activity!

CLOSINGS: 623 Prada Drive Milpitas closing at $1,925,000 with a list price of $1,988,999

1305 Sunrise Way Milpitas closing at $1.375 with a list price of $1.4.

1109 El Camino Higuera Milpitas closing at a cash offer of $2.1 with a list price of $2,298,888 with multiple offers. A little freeway noise and a bit of a discount with the right buyer brought it in.

📌 SOLD Town House listing at 522 South 22nd Street in San Jose End Unit Former Model Home! with Skyline Views 4 bedroom 3 1/2 bath built in 2014 was a model home! NOW $1,050,000. We had three weekends of open house. That’s generally when I revisit the price on a property to see what’s going on, convince the sellers to bring it down to $1,050,000, make it a sizable price reduction. I don’t like a small one like $20,000 or so. I want to make it significant. And it certainly brought in the buyer. He had seen it on the open house and made the offer a little bit below list price of $1,050,000. The seller countered at full price, $1,050,000, and we went into contract with that. So pricing is very important in this market. So excited about that.

Upcoming & OPEN HOUSES! Love Milpitas? – What’s Going On in Milpitas and the Bay Area Real Estate? Ask The Best Realtor in Milpitas – Debbie Giordano!

📅 To make the most of the current market conditions, consider the following action items:

📌 Open Houses in Milpitas with Debbie Giordano

📌 1830 Vegas Milpitas, CA 95025 3 bedroom 1 1/2 bath ~1,352 sq ft. permitted garage conversion. Sunny Hills. Great neighborhood! Walk to Weller elementary! Walk to shopping centers! Lot size 5,900 sq ft.  $1,298,888

OPEN HOUSE Saturday/Sunday 11/01 & 11/02 2pm – 4 pm

In the Sunny Hills area, as I said, it’s a three bedroom bath and a half converted garage into a large family room. This attracted about 50 buyers through for the two days. The price point is 1.3, and I think it’s the price point that brought in a lot of activity.

A lot of good remarks. We had done some new flooring, new paint in and out of the property, but it doesn’t have a garage, and I think that’s going to eliminate quite a few number of buyers from that property. So I suspect out of that traffic flow, we might see maybe two or three offers max.

So hopefully I can share next week some good news, and we’ve been into contract on that home, but certainly I really encourage sellers to do open houses. It’s a great way for a buyer to come in. They come in off Zillow or Redfin or the other internet sites where I post the open houses, and then they can meet me as an agent.

It kind of is a nice way for them to see the home. Lights are on. It’s usually in a great viewing, you know, light and a very good response.

So that was good, and we’ll share what the activity for the offers comes in on that.

📌 SOLD ALL CASH 253 Park Hill Dr. 4 bedroom 2 bath Burnett Elementary 7k lot Very Very Good Condition!!! Near the corridor of Calaveras Boulevard and Park Victoria Drive. Original Homeowner!! $1,398,888 

🔅 SOLD in 14 DAYS! 

In the Foothills! 1109 El Camino Higuera, Milpitas, CA 95035 3 bedroom 2.5 bath 10k lot, 3 car garage, ranch style 1 story 2150 sq ft. Huge corner lot.!! $2,298,888 Full Landscape Refresh Possible ADU! 

So that’s it for today. Give me a call at 408-945-8988 or giordanodj@AOL.com, and look forward to talking to you.

The new year’s going to be here before we know it, so let’s get going. Take care, and have a great week. 

We can chat, talk. Even if you’re thinking about next year, it’s never too early to get started. Let’s get started now. So talk to you soon and thank you for watching the video and I’ll see you next week.  Have a great week. Debbie

Coming Soon! in Milpitas by Debbie Giordano Realtor Milpitas, CA

🔜 Keep a look out for 390 Monmouth Dr. Milpitas 5 bedroom 3 bath 1775 sq. feet $1,698,888

🔜 Coming soon 479 Heath Dr. Milpitas 4 bedroom 2 bath Manor area! 1,328 sq. ft. 

🔜 Coming soon 2101 Uridias Ranch Road 5 bedroom 4 bath 3,450 sq. feet 14,000 sq ft lot. Original homeowner. $2,998,999

🔜 Coming soon 385 Monmouth Drive coming up. 4-bedroom, 2 bath, about 1,436-sq. ft., 6,000-sq. ft. lot in a nice established neighborhood. We don’t have a price on that one yet.

🔜 Coming soon Scott Creek Highlands area 2350 sq. ft. one story, 3-car garage. Setting a price soon.

Recent Home Sales in Milpitas by Debbie Giordano Realtor Milpitas, CA

🔅 623 Prada Dr. Milpitas 4 bedroom 2 1/2 bath Ridgeview Terrace ~2.000 sq. ft. 6975 sq ft lot. $1,998,888 closing at $1,925,000 with a list price of $1,988,999.

🔅 3449 Suncrest Avenue San Jose $2,348,888 5 bedroom 3 bath Views right off Piedmont Rd. Meet Debbie Giordano! Sold As Is with 3 price drops with a happy seller and buyer.

🔅 1625 Serpa Dr. Milpitas  4 2 1/2 1717 sq. ft. $1,998,888 appraised and closed at $1,960,000 – OVER 70 Visitors in 2 days last weekend SOLD

🔅1351 Admire Court  Milpitas $1,550,000 closed at $1.5 *8 day sale!

🔅 1305 Sunrise Way Milpitas closing at $1.375 with a list price of $1.4.

🔅 1109 El Camino Higuera Milpitas closing at a cash offer of $2.1 with a list price of $2,298,888 with multiple offers. A little freeway noise and a bit of a discount with the right buyer brought it in.

🔅 Town House listing at 522 South 22nd Street in San Jose

🔅 1299 Fallen Leaf, Milpitas 4 b 2.5 bath $1,425,000

🔅 1559 Mt. Diablo, Milpitas 3 bd 2 bath $1,680,000

✔️ Schedule an appointment to discuss getting your home ready for the market. 1-408-858-5771

When is the Right Time to Sell?

I don’t think you can time the season per se. Whatever looks good for your family and your family’s timing. It’s really predicated on the general economy, and we’ve had a great stock market ride in the last three months. It’s gone back up, and I know that that’s really helped bring more buyers to the table. So please don’t be shy. If you’re ready to go, you’re thinking about moving, call me, get me in to see the property. We’ll talk about what you need to do to get it prepped and get it ready to go and be ready for this great, amazing market.

💲Condominium Buy Before Sell Program

Ask about the buy-before-sell program for condos.

I’d invite you also, as we close, to go to my website. https://Debbiegiordano.com, there’s a tab that says team video. If you want to see how I work, I’ve got my team on there, my transaction coordinator, inspectors, sign people, my stagers on there, and you can see what my team encompasses and what we do to put together a package to productively list your home and get top market value for your properties, I’m ready to serve you.

If you want to get your home ready, let me know. Call for #BestRealtorinMilpitas 1-408-945-8988.

And I do look forward to speaking with you next week again.

Please leave some Kind Words | Most important are your results and sharing how you love working with me. I would love you to share your testimonial with me! https://rvu.today/debbiegiordano

Please subscribe to my YouTube Channel like, comment, share Facebook, and Instagram channels. Thank you!

Your Team when you list your home with Debbie Giordano of Master Brokers!

Testimonials

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We would like to express our sincerest appreciation for Debbie Giordano for her quick action on selling our house. We sincerely believe she is the best real estate broker covering the southern San Francisco Bay Area.

We currently live in Arizona and was definitely not looking forward to spending several weeks in the bay area while we fixed up our Milpitas property to sell. We have had renters in our house for the past six years.

Debbie not only took the reins on this effort, she charged full force straight into the thick of things. She managed to arrange the repairs in one week. She also staged the property and put it on the market. The house never looked good in the 35 plus years in which we lived in the house. Due to her valiant efforts, the house sold in just one week, and we received what were hoping to get out of the house.

Thank you, Debbie for all you did for us. It is truly remarkable that you pulled a rabbit out of the hat. Your efforts surpassed our greatest expectations.

Thank you again.

Steven & Charleen Stoner

7-24-2025

Thank you Debbie.

Even though you have taken the reigns on our MiIpitas house, and are driving forward with this; I just want to make it official that Charleen and I would like you to be our realtor for our Milpitas house until it is sold. We appreciate everything you have done thus far. Charleen and I were really comfortable with talking to you when you came out to our house and we look forward to a prosperous conclusion for the both of us. We will work with Melissa to get the documents signed.

Steve

6-19-2025

My brother and I knew that selling our family home with Debbie was going to give us the best experience possible. But what neither of us realized was how incredibly cutting edge she is about the Milpitas market, how networked and how committed she is to her clients. She stood by us and was alongside us every step of the way. Her passion and compassion are stellar. It is safe to say that neither of us have enjoyed going through the home sale process, but Debbie made it seamless and we will always be grateful to her and her great team for their amazing professionalism and care.
Thank you Debbie for all that you do!

Gloria Sherman Gallegos and Matt Sherman

6-22-2025

What Our Clients Say

Debbie assisted us in selling our family home several years ago and we were so impressed with her dedication, expertise, and friendly approach, we contacted her again when we interested in purchasing a property.

This time around was no different, Debbie’s communication was prompt and effective, keeping us informed every step of the way. She was always available to answer our questions and provided regular updates throughout the process. When unexpected issues arose during the buying process, Debbie’s problem-solving expertise shone through. She quickly found solutions making the closing process easier and less stressful for us.

We highly recommend Debbie to help with all of your home buying and/or selling needs!

~ John & Kathy ~

Message us today!