Milpitas Real Estate | Best Realtor in Milpitas

Debbie Giordano –

I’m Debbie Indihar Giordano of Master Brokers. Welcome to my weekly update November 25th.

Hello everybody, I’m Debbie Indihar Giordano of Master Brokers. Welcome to our weekly update.

🏡 MARKET HIGHLIGHTS

(Thanksgiving Week)

• Interest rates remain attractive with 30-year fixed at 6.45% and buyers still highly active.
• Stock market strength—NASDAQ up 500+ points—continues to support strong buyer confidence.
• Milpitas homes are selling fast, including Debbie’s recent sale: 1830 Vegas Ave closed $100K+ over list with four offers.
• Contingencies are tightening, with many buyers waiving appraisal and financing due to strong financial positions.
• New listings coming soon in Milpitas, San Jose, and Berryessa—excellent opportunities heading into December.

This is Thanksgiving week, so I want to wish everyone a happy, happy Thanksgiving. I don’t know if you know about my backstory.

My DNA or my heritage on my mother’s side goes all the way back to the Mayflower, where I am the 12th generation. And you know the descendants, they celebrated their first Thanksgiving in 1621 in this country. So Thanksgiving is dear, dear to my heart as a happy holiday.

We share it with all the blessings that we’ve received with our family and friends. So again, wish everyone a happy Thanksgiving from the Brewster family coming in over on the Mayflower back in 1620. So I’ve got a lot to talk about today, so I’ll try and go a little fast so you can get through it and watch my video.

Don’t let the holidays stop you. Give me a call, 408-945-8988, or send me an email, Giordanodj@aol.com. And of course you can always visit my website, www.DebbieGerardino.com. There’s a connect, tab me and it’ll just zoom right into me and we’ll be able to get together. I’m ready to go to work for you.

2026 will be here before you know it. So anyway, have a great holiday. Enjoy your families and we’ll see you next week.

Interest Rates

Actually the NASDAQ did great today. It performed, it went up over 500 points today in one day.

The Dow Jones dumped 200 points. So the stock market is in really poised, good position. The stock market is reacting to the potential for the feds to drop the interest rate next month.

So let’s talk about where interest rates are today. The 30-year fixed conforming is at 6.45%. The 15-year fixed conforming is at 5.875%. A 30-year fixed jumbo is at 6.25%. And a 15-year fixed jumbo is at 6%. So certainly desirable rates, they’re good.

We may see some improvement, but it certainly is good for the buyers right now.

📈30 year fixed conforming 6.45%

📈15 year fixed conforming 5.875%

📈30 year fixed Jumbo 6.25%

📈15 year fixed Jumbo 6%

So certainly desirable rates, they’re good. We may see some improvement, but it certainly is good for the buyers right now.

Your credit score will determine what your final interest rate is. So if you talk to your lender or if you send me an email, I’d be happy to refer you a very reputable lender that I work with.

Pricing  Your Home: So where are we at with pricing? So we’ve had kind of an up and down movement this year. As you know, the real estate market took the wind out of the sails of it right around April of this year when Trump announced the tariffs. We had a huge drop in the stock market. And the stocks are what drives our real estate market here.

If you’re trying to figure out when is a good time for you to put your home on the market, we can discuss those variables and see when the best approach might be.

I’ll talk about some listings, exciting new inventory I have coming up.

Milpitas Current Values – Where I predominately work – ‘My Sweet Spot‘ – 4 OFFERS $100k over asking

Closing next week, 1830 Vegas Avenue in Milpitas. It’s a three-bedroom bath and a half, about 1350 square feet.

It would have a converted garage. We didn’t do any remodeling, listed it at 1,298,888. I had four offers and we’re closing it next week at $1,398,000.

So the market is good.

Milpitas Post – Keeping your home purchase on track, a guide to the real estate agreement.
So there’s some components that buyers and sellers need to look at in the agreement.

1. The first is a home inspection contingency. I like to have a termite report and a property inspection report done prior to putting the home on the market.

That becomes part of the disclosure package that the seller will produce to the buyers when they make the offer. And usually most offers are as is. So the buyers know what they’re getting.

2. The second is an appraisal contingency. That’s when the buyers, if they don’t pay all cash, buyers find the loan. The banks have to do an appraisal for that loan and an appraisal contingency would allow the buyer to back out of the agreement if the appraisal came in too low.

But we’re seeing that waived. There’s such integrity with buyers having so much money down payment that the appraisal is usually not an issue. And most of the appraisals come in right at value or above.

3. So the third component is financing contingency. We encourage all the buyers to go out and get pre-approved, speak to your local bank or a loan broker and be trigger ready to go. So when you see a home and you make an offer, you can do an offer that’s non-contingent on financing.

In other words, the loan’s already been underwritten and approved and ready to go. You’re just looking for the house. Title contingency, that’s usually not an issue.

As I talk to clients and they list their homes with me, I open up a title and escrow, and then I review the preliminary title report to see if there’s any issues, particularly with trust sales. When parents have passed away and they leave the property to the successor trustee to be the sign of the trust, the title companies need to review those trusts. So it’s important to keep all those documents because it may be handy that’ll be needed to clear title.

Final. Last but not least, find a REALTOR® to represent you. Of course, I’m always ready to go 24-7. I can be reached by phone, email, text and ready to go to work for you. (408) 945-8988

Get pre-approved before making an offer. We just talked about that. And then stay on top of deadlines.

If you read my website and see my testimonials, my clients are very happy with the communication that I give them. Keep them abreast of everything that’s going on so that there’s no surprises.

General Membership Meeting Santa Clara County Board of REALTORS® last Thursday.

I want to debrief you a little bit what’s going on the national level. The National Association of REALTORS®, called NAR, they meet in Washington, D.C. twice a year, and they meet with elected officials. They have a $1.5 million member group and a $200 million budget.

And according to the MLS, they’re well on budget. They streamline process. And it’s actually been nine years since the dues have been increased.

And then I want to talk about the California Association of REALTORS®. That’s another subset group. We called it CAR.

We had the representation discussion from the CAR upcoming president, Tamara St. Roswell. She says that the mission statement of CAR is to prepare and promote tech the environment for the entire real estate industry and to protect the real estate needs of consumers. So that is their mission statement.

And one of the issues they’ve been talking about is impacting housing and affordability and, of course, increasing supply. Anything that can be done in that vein. We’ve talked about the ability to be able to transfer the property tax base to other areas of California under Prop. 13, and that will help to alleviate the tax burden for, say, an older couple that want to get near children or grandchildren. And then housing affordability, we know increasing supply, making it less restrictive for builders to build will be another issue. And then one of the legal updates is the MLS is not allowing any more photos of digitally altered images online.

My photographer is shaking his head. So that has been a kind of truth in video. We like to show if they alter the images and the buyer goes out to the property and the home is not in the condition that they see online, that can be a rule and a violation.

So we do alter the photos in some respect. There are some REALTORS® that do what’s called a virtual staging. They don’t actually stage the property, which I don’t advocate.

I stage all my homes. I want that ready to go. But the virtual staging has the buyer look at that property online, but then when they arrive, the house is empty.

So that is no longer being allowed. And then balcony inspections are a big issue that for HOAs, they do a report and talk about the balconies. So real quick, California REALTORS® has tracked two new bills in 2025.

They passed the California legislation shortage of building units and then the Cal FHA dream for all vouchers. First-time homebuyers are becoming available. That’s up to $150,000.

That can be available as a secondary mortgage for first-time buyers. And again, the economic news is the Wall Street statistics are great. And California Association REALTORS® is listed as the number one lobbyist group in California.

So we’re a very, very, very strong organization.

Interest Rates – Up to the minute information on the Milpitas real estate market.

I’ll talk about some listings, exciting new inventory I have coming up.

We’re ready to get your property ready. Give me a call 408-945-8988 or giordanodj@aol.com. Let’s talk, let’s get together and let’s see what we can do about this 2026 upcoming market. Thank you for watching.

Thank you for the kind words:

We were impressed with Debbie’s familiarity of Milpitas from our very first meeting. Her knowledge of the local housing market and our neighborhood including schools and businesses made us feel very comfortable. She is on top of an everchanging market.

Debbie toured our home and gave us an honest assessment; she advised us on updating a few things that will make our home stand out from the others. She has a very good team of subcontractors to help with any upgrades or repairs that are needed. These subs are very respectful, on time and do quality work.

During this process, communication with Debbie and her team was outstanding. They kept us informed every step of the way.

Debbie has a staging team that transformed our home to maximize its appeal to buyers. This process was flawless and really showcased the home.

Working with Debbie was truly a positive experience. She worked very hard at keeping everything organized and on schedule.

We highly recommend Debbie. Her expertise, dedication and professionalism made the sale of our home enjoyable and successful.

Thank You Debbie

Matt & Karen

August 14, 2025

Closings – Debbie Giordano Delivering Results and Multiple Offers

The market is showing plenty of buyers and with a bit of extra work to make the home make sense to both the buyer and the seller is creating beneficial activity!

CLOSINGS: 623 Prada Drive Milpitas closing at $1,925,000 with a list price of $1,988,999

1305 Sunrise Way Milpitas closing at $1.375 with a list price of $1.4.

1109 El Camino Higuera Milpitas closing at a cash offer of $2.1 with a list price of $2,298,888 with multiple offers. A little freeway noise and a bit of a discount with the right buyer brought it in.

📌 SOLD Town House listing at 522 South 22nd Street in San Jose End Unit Former Model Home! with Skyline Views 4 bedroom 3 1/2 bath built in 2014 was a model home! NOW $1,050,000. We had three weekends of open house. That’s generally when I revisit the price on a property to see what’s going on, convince the sellers to bring it down to $1,050,000, make it a sizable price reduction. I don’t like a small one like $20,000 or so. I want to make it significant. And it certainly brought in the buyer. He had seen it on the open house and made the offer a little bit below list price of $1,050,000. The seller countered at full price, $1,050,000, and we went into contract with that. So pricing is very important in this market. So excited about that.

 Offer – 📌 1830 Vegas Milpitas, CA 95025 3 bedroom 1 1/2 bath ~1,352 sq ft. permitted garage conversion. Sunny Hills. Great neighborhood! Walk to Weller elementary! Walk to shopping centers! Lot size 5,900 sq ft.  $1,298,888       [$1,398,888]

Cash –

📌 SOLD ALL CASH 253 Park Hill Dr. 4 bedroom 2 bath Burnett Elementary 7k lot Very Very Good Condition!!! Near the corridor of Calaveras Boulevard and Park Victoria Drive. Original Homeowner!! $1,398,888 

I4 Days –

🔅 SOLD in 14 DAYS! 

1109 El Camino Higuera, Milpitas, CA 95035 3 bedroom 2.5 bath 10k lot, 3 car garage, ranch style 1 story 2150 sq ft. Huge corner lot.!! $2,298,888 Full Landscape Refresh Possible ADU! 

Upcoming & OPEN HOUSES! Love Milpitas? – What’s Going On in Milpitas and the Bay Area Real Estate? Ask The Best Realtor in Milpitas – Debbie Giordano!

📌 Open Houses in Milpitas with Debbie Giordano

🔜 So excited. I listed over the weekend 2045 Treewood Lane in San Jose. That’s in the Berryessa area, right in the 95132 zip code.

It is a five bedroom, two and a half bath, about 1770 square feet. Believe it may be original owner. It is a longtime owner.

She’s taken really good care of the property. It’s a corner lot on a quiet corner. So they’ve got side yard access.

It’s a great home and a great price. $1,598,888. We’re getting that prepped this week and staged and be ready for an OPEN HOUSE Saturday and Sunday, December 6th and December 7th from two to four.

🔜 2101 Uridias Ranch Road 5 bedroom 4 bath 3,450 sq. feet 14,000 sq ft lot. Original homeowner. $2,998,999 

Executive home, five bedroom, four bath, 3,400 square feet, 14,000 square foot corner lot right near the base of the foothills, dramatic ceilings. I can go on and on with the list of the homes.

I’m real excited. The sellers picked me to represent them. The price point on that one is $2,998,888.

OPEN HOUSE December 20-21st 2-4 PM

So that’s it for today. Give me a call at 408-945-8988 or giordanodj@AOL.com, and look forward to talking to you.

The new year’s going to be here before we know it, so let’s get going. Take care, and have a great week. 

We can chat, talk. Even if you’re thinking about next year, it’s never too early to get started. Let’s get started now. So talk to you soon and thank you for watching the video and I’ll see you next week.  Have a great week. Debbie

888

Coming Soon! in Milpitas by Debbie Giordano Realtor Milpitas, CA

🔜 Keep a look out for 390 Monmouth Dr. Milpitas 5 bedroom 3 bath 1775 sq. feet $1,698,888  

🔜 Coming soon 479 Heath Dr. Milpitas 4 bedroom 2 bath Manor area! 1,328 sq. ft. They’re looking to locate out of Milpitas and that’s a four bedroom. We don’t have a price point on that one.

🔜 Coming soon 247 Delia Street in San Jose. That’s kind of in the Alum Rock area. Be around $1,398,888. It’s a four bedroom, two bath. It’s got a circular curved driveway. We’re probably looking around springtime for that property

🔜 Coming soon 385 Monmouth Drive coming up. 4-bedroom, 2 bath, about 1,436-sq. ft., 6,000-sq. ft. lot in a nice established neighborhood. We don’t have a price on that one yet.

🔜 Coming soon Scott Creek Highlands area 2350 sq. ft. one story, 3-car garage. Setting a price soon.

Recent Home Sales in Milpitas by Debbie Giordano Realtor Milpitas, CA

🔅 623 Prada Dr. Milpitas 4 bedroom 2 1/2 bath Ridgeview Terrace ~2.000 sq. ft. 6975 sq ft lot. $1,998,888 closing at $1,925,000 with a list price of $1,988,999.

🔅 3449 Suncrest Avenue San Jose $2,348,888 5 bedroom 3 bath Views right off Piedmont Rd. Meet Debbie Giordano! Sold As Is with 3 price drops with a happy seller and buyer.

🔅 1625 Serpa Dr. Milpitas  4 2 1/2 1717 sq. ft. $1,998,888 appraised and closed at $1,960,000 – OVER 70 Visitors in 2 days last weekend SOLD

🔅1351 Admire Court  Milpitas $1,550,000 closed at $1.5 *8 day sale!

🔅 1305 Sunrise Way Milpitas closing at $1.375 with a list price of $1.4.

🔅 1109 El Camino Higuera Milpitas closing at a cash offer of $2.1 with a list price of $2,298,888 with multiple offers. A little freeway noise and a bit of a discount with the right buyer brought it in.

🔅 Town House listing at 522 South 22nd Street in San Jose

🔅 1299 Fallen Leaf, Milpitas 4 b 2.5 bath $1,425,000

🔅 1559 Mt. Diablo, Milpitas 3 bd 2 bath $1,680,000

✔️ Schedule an appointment to discuss getting your home ready for the market. 1-408-858-5771

I’m anxious to work for you. Call me and we’ll get an individual appointment and I’ll come see your property and do the assessment and let you know what I think we need to do to get it ready.

Call me at 408-945-8988 or visit my website, DebbieGiordano.com. There’s a Connect Me tab and you can get me directly there. So thank you for watching. Happy Veterans Day to you and any veterans that are out there and have a wonderful rest of the week.

When is the Right Time to Sell?

I don’t think you can time the season per se. Whatever looks good for your family and your family’s timing. It’s really predicated on the general economy, and we’ve had a great stock market ride in the last three months. It’s gone back up, and I know that that’s really helped bring more buyers to the table. So please don’t be shy. If you’re ready to go, you’re thinking about moving, call me, get me in to see the property. We’ll talk about what you need to do to get it prepped and get it ready to go and be ready for this great, amazing market.

💲Condominium Buy Before Sell Program

Ask about the buy-before-sell program for condos.

I’d invite you also, as we close, to go to my website. https://Debbiegiordano.com, there’s a tab that says team video. If you want to see how I work, I’ve got my team on there, my transaction coordinator, inspectors, sign people, my stagers on there, and you can see what my team encompasses and what we do to put together a package to productively list your home and get top market value for your properties, I’m ready to serve you.

If you want to get your home ready, let me know. Call for #BestRealtorinMilpitas 1-408-945-8988.

And I do look forward to speaking with you next week again.

Please leave some Kind Words | Most important are your results and sharing how you love working with me. I would love you to share your testimonial with me! https://rvu.today/debbiegiordano

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Your Team when you list your home with Debbie Giordano of Master Brokers!

Testimonials

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We would like to express our sincerest appreciation for Debbie Giordano for her quick action on selling our house. We sincerely believe she is the best real estate broker covering the southern San Francisco Bay Area.

We currently live in Arizona and was definitely not looking forward to spending several weeks in the bay area while we fixed up our Milpitas property to sell. We have had renters in our house for the past six years.

Debbie not only took the reins on this effort, she charged full force straight into the thick of things. She managed to arrange the repairs in one week. She also staged the property and put it on the market. The house never looked good in the 35 plus years in which we lived in the house. Due to her valiant efforts, the house sold in just one week, and we received what were hoping to get out of the house.

Thank you, Debbie for all you did for us. It is truly remarkable that you pulled a rabbit out of the hat. Your efforts surpassed our greatest expectations.

Thank you again.

Steven & Charleen Stoner

7-24-2025

Thank you Debbie.

Even though you have taken the reigns on our MiIpitas house, and are driving forward with this; I just want to make it official that Charleen and I would like you to be our realtor for our Milpitas house until it is sold. We appreciate everything you have done thus far. Charleen and I were really comfortable with talking to you when you came out to our house and we look forward to a prosperous conclusion for the both of us. We will work with Melissa to get the documents signed.

Steve

6-19-2025

My brother and I knew that selling our family home with Debbie was going to give us the best experience possible. But what neither of us realized was how incredibly cutting edge she is about the Milpitas market, how networked and how committed she is to her clients. She stood by us and was alongside us every step of the way. Her passion and compassion are stellar. It is safe to say that neither of us have enjoyed going through the home sale process, but Debbie made it seamless and we will always be grateful to her and her great team for their amazing professionalism and care.
Thank you Debbie for all that you do!

Gloria Sherman Gallegos and Matt Sherman

6-22-2025

What Our Clients Say

Debbie assisted us in selling our family home several years ago and we were so impressed with her dedication, expertise, and friendly approach, we contacted her again when we interested in purchasing a property.

This time around was no different, Debbie’s communication was prompt and effective, keeping us informed every step of the way. She was always available to answer our questions and provided regular updates throughout the process. When unexpected issues arose during the buying process, Debbie’s problem-solving expertise shone through. She quickly found solutions making the closing process easier and less stressful for us.

We highly recommend Debbie to help with all of your home buying and/or selling needs!

~ John & Kathy ~

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